Our mission is simple: make quality healthcare a decision about well-being— not affordability.
From application to payment, in three steps.
No branch visits, no paperwork stacks, no waiting on patient EMIs — just a fast, digital path from application to funds in the doctor's account.
Patient applies
The patient fills out a short digital financing application, right at your point of care.
- No physical paperwork
- No branch visit
- No long waiting
Loan gets approved
VamoFincare's underwriting engine checks the application digitally and returns a decision fast, with no manual back-and-forth.
Fully digital decisioningDoctor gets paid within 24 hours
Once approved, the full treatment amount is transferred directly to the doctor's account.
No waiting on patient EMIsFully digital, end to end. Patients get instant financing. Doctors get paid upfront, in full, within 24 hours.
Built to Grow Your Practice.
VamoFincare isn't just a loan or EMI provider. We're a financing and practice-growth partner — built to help more patients say yes, without adding work for your team.
Paid Within 24 Hours
Once a patient's financing is approved, you receive the full treatment amount fast — no waiting on their repayment schedule.
More Patients Say Yes
Cost is often the reason a patient hesitates. 0% interest EMI makes treatment affordable in the moment — turning more consultations into completed treatments.
Zero Extra Work
Your staff stays focused on patients, not paperwork.
- No loan paperwork to handle
- No EMIs to collect
- No patients to chase
- No financing approvals to manage
A Long-Term Partnership
We're starting with financing — but the goal is bigger. Over time, we plan to bring more tools and services that help your practice grow.
More than financingGet the care you need, when you need.
Treatment shouldn't have to wait because of payment difficulties.
Split the cost, not your treatment plan.
Your full treatment amount, divided into equal monthly instalments — no interest added on top.
Fully digital, fast approval
Apply entirely online in minutes — no branch visit, no physical paperwork, no long waiting.
Available at your doctor's clinic
You don't need to go anywhere else — simply ask about VamoFincare while you're there.
Trusted, RBI-aligned process
Your financing runs through a regulated, compliant lending ecosystem, built for transparency.
RBI-compliantTreatments Covered
A quick look at what's covered — ask your provider if yours is included.
Frequently Asked Questions.
Pick your role below to see the questions that matter to you.
Once a patient's financing is approved, the payout is typically made to your linked account within 24 hours — you don't wait for their EMI to complete.
Just register as a partner clinic. Once onboarded, you can offer VamoFincare as a payment option to any patient at your clinic.
Yes, but don't worry — a VamoFincare executive will help you with it. The app provides you with near real-time updates on disbursements, allows you to raise queries, and much more.
The Provider App gives you near real-time status on every patient application. You will know the disbursement amount and also the UTR number, making it easy to match the payment with your bank statement.
Eligibility depends on lender criteria and basic verification as
mandated by Reserve Bank of India (RBI) guidelines. Most patients
can check their eligibility in less than 60 seconds.
Ask about financing at your doctor's clinic and we will let you
know more.
The approved amount is paid directly to your doctor or clinic after your financing application is approved.
Now that's easy. Just ask your doctor to send you the VamoFincare application link. Click on the link and follow the process to complete the application. Once approved, you will get a notification and the requested amount will be paid to your doctor/clinic.
Yes, subject to the terms of your lender.
The services are currently available in select cities. Send us an enquiry and we will reach back to you.
Still have questions? Reach out to our support team →
Why VamoFincare Exists
Too often, patients delay or skip treatment altogether — not because they don't need it, but because of the cost. VamoFincare exists to remove that barrier, turning one-time treatment costs into simple, affordable instalments. But our mission doesn't stop with patients — we're equally invested in helping the doctors who treat them grow their practice, one financed patient at a time.
Make treatment more accessible.
Affordability shouldn't decide whether someone gets care. We give patients a simple, 0% interest way to pay for treatment over time — so the decision to get treated isn't held back by the size of the bill upfront.
Help them treat more patients, and grow.
When cost stops being the reason patients say no, more of them say yes to treatment. Doctors get paid upfront, patients get care they'd otherwise postpone, and practices grow — without Doctors taking on any collections risk.
Our mission is simple: make quality healthcare a decision about well-being— not affordability.
Built on Trust.
Powered by partnerships with regulated financial institutions, so every application runs through a proper, compliant lending process — not a shortcut.
Regulated Partners
Every application is routed through regulated financial institutions — not a third-party shortcut.
Secure Process
Applications are handled through a secure, encrypted process end to end.
Transparent Terms
Eligibility, terms, and approval are clearly determined by our lending partners — no fine-print surprises.
Every application is processed through a secure, compliant, and transparent process, in partnership with regulated financial institutions. Terms, eligibility, and approval are determined by our lending partners.